Loans secured by things you already own: TVs, fridges, phones, cars. Flat-rate interest agreed before you borrow, and your item back the day you clear it.
ways to repayDaily, weekly or monthly
flat interestFixed from day one
week standard term25 daily or 5 weekly payments
person to talk toDecisions from a human, not a form
Move the slider and the slip shows the interest, each payment and the total, using the same rates our team uses. Talk to a real person, not an algorithm.
Indicative only. Final terms are confirmed with our team before you sign.
Every option uses simple, flat-rate interest. You see the full cost before you accept, with no moving numbers.
A little each day, Sunday to Thursday. Built for market traders and steady daily income.
Final terms and eligibility are confirmed by Rapet Enterprise before you borrow.
Contact us on WhatsAppOne payment a week on your agreed repayment day. Easy to plan around a weekly wage.
Final terms and eligibility are confirmed by Rapet Enterprise before you borrow.
Contact us on WhatsAppPriced by how long you borrow: 15% for one week, 25% for two, 35% for three, 40% for four.
Final terms and eligibility are confirmed by Rapet Enterprise before you borrow.
Contact us on WhatsAppThe whole process happens with a person you can call. Nothing to decipher.
Message us on WhatsApp, sign up online, or walk into a branch in Mukushi, Kabwe, Chisamba and Kapiri Mposhi. Tell us what you need and when you can repay.
Daily, weekly or monthly. We show you the full cost of the loan before you commit to anything.
Offer a TV, fridge, phone or car. We hold it safely and return it the moment your loan is cleared.
We answer during working hours.
You don’t need a payslip. Offer something you already own and we keep it safe, then hand it back as soon as the loan is settled.
No small print, no runaround. If something is not here, ask our team directly.
Choose daily, weekly or monthly. Daily loans are repaid Sunday to Thursday across 5 weeks, weekly loans on your agreed repayment day, and monthly loans in one payment at the end of 1 to 4 weeks.
No. Your loan is secured by an item you own, so we don't ask about your employer or payroll.
Simple, flat-rate interest. Daily and weekly loans carry 40% flat over the 5-week term. Monthly loans are priced by the weeks you borrow: 15% for one week, up to 40% for four.
If you pay the interest plus part of the principal before the term ends, the remaining balance is recalculated on a reducing balance. You only pay interest on what is left.
Yes, and we tell you about them upfront. Daily loans carry 2% of the loan total per day late; weekly loans carry 5%. A 10% penalty applies if a loan is cancelled and collateral collected, which only happens after three missed payments or three days of unpaid balance.
Yes. Sign in to see your balance, schedule and payments any time.
Have a question, recommendation or concern? Send our team a message. No account needed.
A short conversation is usually all it takes. Tell us what you need and we’ll walk you through the cost, the term and the collateral.